Seamless, Secure & Convenient Banking with Pune People’s Co-op Bank
At Pune People’s Co-op Bank, we offer RuPay Contactless Debit Cards and 24/7 ATM access to make your banking easier, faster, and more secure. Whether you are withdrawing cash, shopping in-store, or making online payments, our debit card ensures smooth transactions with the highest security standards.
Key Features
- 24/7 ATM Access: Withdraw cash, check balances, transfer funds, or change your PIN anytime.
- Daily Limits: ₹25,000 (ATM cash withdrawal) | ₹50,000 (POS & e-commerce combined).
- Contactless Payments: Rs. 5000/- Daily Limit for contactless POS(including per transaction limit without PIN- Rs. 2000/-)
- Enhanced Security: Chip & PIN protection against frauds.
- Global Reach: RuPay Global Cards enable international transactions.
- Exclusive Offers: Enjoy special RuPay shopping deals from NPCI partner merchants.
Card Usage
- ATMs: Access over all ATMs nationwide on the NFS network.
- Shopping (POS): Pay at stores by dipping/swiping your card and entering your PIN.
- Online Purchases: Shop securely with OTP-based authentication.
Safety Tips
- Keep your PIN confidential & change it regularly.
- Report loss/theft immediately at 9145005033 (24/7)
- Always dip your card at chip-enabled machines for added security.
- Do not share your PIN or card details with anyone.
- Avoid seeking help from strangers at ATMs.
Documentation
- • ATM User Guide View PDF
Frequently Asked Questions
What is a RuPay Debit Card?
RuPay is India’s indigenous card payment network developed by
National Payments Corporation of India (NPCI). A
RuPay debit card allows users to access funds in their bank
accounts for ATM withdrawals, online transactions, and in-store
purchases.
Where can I use my RuPay Debit Card?
RuPay cards are accepted at ATMs, PoS terminals, and online
platforms across India.
What are the benefits of a RuPay Debit Card?
- Lower transaction costs.
- Wide acceptance across India.
- Complimentary accidental insurance cover
- Secure transactions with EMV chip and two-factor authentication.
How can I activate my RuPay Debit Card?
Activate it at an ATM, via internet banking, or through customer
care, as per bank’s process.
What is the daily transaction limit?
Limits vary by card type and bank but typically:
- ATM Withdrawals: ₹25,000/-
- PoS/Online Transactions: ₹50,000/-
Is the RuPay Debit Card safe for online transactions?
Yes, it ensures secure transactions with features like two-factor
authentication and EMV chip technology.
How is RuPay different from Visa or MasterCard?
Promotes financial inclusion under government schemes.
How do I enable online transactions on my RuPay Debit Card?
Enable it through your bank’s internet banking, mobile app, or by
contacting customer care.
What should I do if my RuPay Debit Card is lost or stolen?
Immediately block the card by contacting bank and apply for a
replacement.
What do I do if my RuPay Debit Card transaction fails but the amount is debited?
If a transaction fails but the amount is debited:
- Check your transaction history for confirmation.
- Contact the bank immediately and provide details of the transaction. The refund process typically takes 7–10 working days.
How secure is my RuPay Debit Card?
RuPay Debit Cards are equipped with advanced security features,
including EMV chip technology, OTP-based authentication for online
transactions, and zero-liability protection against fraudulent
transactions reported immediately.
What is a Contactless Debit Card?
A RuPay Contactless Debit Card allows you to simply tap your card at enabled POS machines for quick, secure payments without swiping or inserting.
What is the limit for contactless transactions?
You can pay up to ₹2,000 per transaction without entering a PIN, with a daily cap of ₹5,000.
Is a Contactless Debit Card safe?
Yes. The card uses EMV chip & PIN technology and NFC (Near Field Communication), ensuring secure, encrypted transactions.
Can I still use my card normally?
Yes. Apart from tap-to-pay, you can use your card like a regular debit card at ATMs, PoS terminals, and for online shopping.
What should I do if my card is lost or stolen?
Immediately block your card by calling 9145005033 (24/7), using the PPCO Mobile App, or visiting your nearest branch.